Whether you’re looking at buying your first home, moving home or searching for a better deal, it’s best practice you obtain an up to date copy of your credit file beforehand therefore making sure there are no hidden surprises which could have an impact on a mortgage application for you.
Lenders don’t all use the same credit reference agency, some use just the one and others use more and this is why I recommend CheckMyFile to my clients as this reports back information held from the 3 main credit agencies (Equifax, Experian & Transunion) that lenders use which then allows me as a broker to use this information when sourcing the best lender for your circumstances.
CheckMyFile is FREE for 7 days, then £14.99 a month however you can cancel online anytime including within your 7 day trail.
You can access your copy of your credit file here.
